Section 6R — Privacy Act 1988: Meaning of information request

Credit provider (1) A credit provider has made an information request in relation to an individual if the provider has sought information about the individual from a credit reporting body: (a) in connection with an application for consumer credit made by the individual to the provider; or (b) in connection with an application for commercial credit made by a person to the provider; or (c) for a credit guarantee purpose of the provider in relation to the individual; or (d) for a securitisation related purpose of the provider in relation to the individual. Mortgage insurer (2) A mortgage insurer has made an information request in relation to an individual if: (a) the insurer has sought information about the individual from a credit reporting body; and (b) the information was sought in connection with the provision of insurance to a credit provider in relation to mortgage credit provided by the provider to: (i) the individual; or (ii) a person for whom the individual is, or is proposing to be, a guarantor. Trade insurer (3) A trade insurer has made an information request in relation to an individual if: (a) the insurer has sought information about the individual from a credit reporting body; and (b) the information was sought in connection with the provision of insurance to a credit provider in relation to commercial credit provided by the provider to the individual or another person.