Section 35 — Credit Contracts and Consumer Finance Act 2003: How disclosure is made

35 How disclosure is made (1) Disclosure must be made by— (a) giving the disclosure statement to the person to whom disclosure is to be made; or (b) sending the disclosure statement by post to that person's place of residence last known to the person making disclosure or to an address specified by the person for this purpose; or (c) in the case of an electronic communication, sending the disclosure statement to the information system specified by the person for this purpose. (2) If the place of residence referred to in subsection (1)(b) is the same for 2 or more persons, the disclosure statement given or sent to any of those persons is to be treated as having been given or sent to all of those persons. (3) For the purposes of sections 27 and 99 to 102 , when disclosure is made by sending the disclosure statement to a person by post, the disclosure is to be treated as having been made on the fourth working day after the day on which the statement is posted. (4) For the purposes of sections 27 and 99 to 102 , when disclosure is made by sending the disclosure statement to a person by means of an electronic communication, the disclosure is to be treated as having been made on the second working day after the day on which the statement is sent. (5) For all other purposes, when disclosure is made by sending the disclosure statement to a person by post or by means of an electronic communication, the disclosure is to be treated as having been made on the day on which the statement is posted or sent. (6) Without limiting section 32(4) and (5) , sending a disclosure statement by means of an electronic communication may involve sending to the person to whom disclosure is made an electronic communication that allows the disclosure statement to be accessed from a website or by means of the Internet if the person consents to the disclosure being made in this manner. Compare: 1981 No 27 s 20