Section 55 — Credit Contracts and Consumer Finance Act 2003: Changes on grounds of unforeseen hardship

55 Changes on grounds of unforeseen hardship (1) A debtor who is unable reasonably, because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, to meet the debtor's obligations under a consumer credit contract and who reasonably expects to be able to discharge the debtor's obligations if the terms of the contract were changed in a manner set out in section 56 may apply to the creditor to agree to that change. (2) For the purposes of this section,—

de facto partner , civil union partner , and spouse have the same meanings as in the Property (Relationships) Act 1976 . de facto partner, civil union partner, and spouse: this definition was substituted, as from 26 April 2005, by section 7 Relationships (Statutory References) Act 2005 (2005 No 3). end of a relationship means— (a) a situation described in section 25(2)(a) to (d) of the Property (Relationships) Act 1976 ; or (b) the death of the spouse, civil union partner, or de facto partner of the debtor end of a relationship: this definition was amended, as from 26 April 2005, by section 7 Relationships (Statutory References) Act 2005 (2005 No 3) by inserting the words “ , civil union partner, ” after the word “ spouse ” . spouse [Repealed] spouse: this definition was repealed, as from 26 April 2005, by section 7 Relationships (Statutory References) Act 2005 (2005 No 3).