Section 133 — Tribunals, Courts and Enforcement Act 2007: Periods of protection

Periods of protection 133 1 A “ period of protection ”, in relation to a non-business debtor, is a period which begins and ends as specified in this section.

2 The period begins if, and when, the debtor makes a request to the operator of an approved scheme for a debt repayment plan to be arranged in accordance with the scheme.

3 The period ends as follows—

a if a debt repayment plan is not arranged in consequence of the request: when the decision is made not to arrange the plan;

b if a debt repayment plan is arranged in consequence of the request: when that plan ceases to have effect.

4 But if other debt management arrangements are in force in relation to debtor immediately before he makes the request, the period does not begin unless, and until, a debt repayment plan—

a is arranged in consequence of the request, and b comes into effect in accordance with section 121(2).

5 In this section the reference to other debt management arrangements which are in force has the same meaning as such references in section 121.