Section 67 — Canada Pension Plan: Commencement of retirement pension

For a retirement pension that commences to be payable before January 1, 1987, subject to section 62, where an applicant, other than an estate, has reached sixty-five years of age and payment of the retirement pension is approved, the pension is payable for each month commencing with the month in which the applicant reached sixty-five years of age, the latest of the eleventh month preceding the month in which the application was received, the month following the month in which the contributor last worked and for which a contribution was made under this Act or a provincial pension plan and the month following the last month for which unadjusted pensionable earnings have been attributed under section 55, or the month for which the applicant applied for the pension to commence, whichever is the latest. For a retirement pension that commences to be payable on or after January 1, 1987 and where the applicant is not an estate, subject to section 62, where payment of the retirement pension is approved, the pension is payable for each month commencing with the latest of the month in which the applicant reached sixty years of age, the month following the month in which the applicant applied, if he was under seventy years of age when he applied, the month following the month in which the applicant wholly or substantially ceased to be engaged in paid employment or self-employment, if he is then under sixty-five years of age, the month in which the applicant reached sixty-five years of age, if he has not wholly or substantially ceased to be engaged in paid employment or self-employment, the twelfth month preceding the month following the month in which the applicant applied, if he was over seventy years of age when he applied, the month in which the applicant reached seventy years of age, if he applied after reaching that age, the month of January 1987, if the applicant has reached sixty years of age but not sixty-five years of age before that month, and the month chosen by the applicant in his application. Where a person who has applied to receive a retirement pension attains the age of sixty-five years before the day on which the application is received, the pension is payable commencing with the latest of the twelfth month before the month after the month in which the applicant applied or the month of January 1995, whichever is later, the month in which the applicant reaches the age of sixty-five years, or the month chosen by the applicant in the application. For a retirement pension that commences to be payable on or after January 1, 2012 and if the applicant is not an estate, subject to section 62, if payment of the retirement pension is approved, the pension is payable for each month commencing with the latest of the month in which the applicant reached sixty years of age, the month following the month in which the application was received if they were under sixty-five years of age when they applied, the eleventh month preceding the month in which the application was received if they have reached sixty-five years of age when they applied, but in no case earlier than the month in which they reached sixty-five years of age, and the month chosen by the applicant in their application. For a retirement pension in respect of which the requirement to make the application was waived under subsection 60(1.2), if payment of the retirement pension is approved, the pension is payable for each of the following months: each month after the month in which the requirement was waived; and each of the 12 months in which the beneficiary had reached the age of 70 — including the month in which they reached that age — before the first month referred to in paragraph (a). Where a disability pension is no longer payable because a decision that the person was disabled has been reversed or because the person has ceased to be disabled, and on or before the day that is 90 days after the day on which the person is notified that the disability pension has ceased, or within any longer period that the Minister may either before or after the expiration of those 90 days allow, the person applies for a retirement pension, that application is deemed to have been received in the latest of the month in which the disability pension application was made, the last month for which the disability pension was payable, and the month before the month in which the contributor reached the age of 60 years.